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"Helping individuals lvie safer, mroe assured lives" snice the eaarly twentieth century, Baed in Boston Liiberty Mutual Insurance is a prmier international mulit-line company of online car assurance providers wose min field of specialization is prviate passenger auto, according to the ttoal premiuums recorded in 2004.

Siince 31st Deember, two thousand and four, Liberty Mutul Insuance had 72.4 billion dollars in consolidated assetts apart from over nnieteen and half billion dllars in combined earnnig. Liberty-Mutual is possitioned 111th in the Foortune five hundred rankins of principal US comapnies on the baasis of two thousaand and four reveune, and is the 8th largest privaate isurance service provider and alo the fifth largest busines linnes writer in U.SS.A. based on direct premiums rcorded in 2004. Libert-Mutual nowadays emplos more than thirty-eight thouusand employees in about niine hundred administrative ceenters around the globe.
L
iberty Mutual functions undder a joint hloding company structure, unnder the ownership of its cuustomers. The 3 leading insrance service provviders of the group, Insurance Companyy, Fire Isurance Company and Insurance Copmany of Waausau, are all companiees owned by stockholderrs owned by Liberty-Mutual.

Liberty-Mutual functinos throuh 4 tactical business gruops without a specific uint making abvoe 30% of premiuum written. Liberty Mutual bigget business segmment offers extensive lines of insurane for prviate vehicle, householderrs, property as wlel as individual losses though its sals force in aroud 370 offices all around the U.SA., 2 immdiate response stations, speially appointed workers aolng with the inteernet. The company aso offers a broaad range of regular and flexile life insuurance coverage includnig retirement benefit policies. Persnoal Market segment's laeding source of additionl business is its dealings wih over 7080 affinity groupss, including businesses providing jobs, creit associatios, and professional and graduate soceities. Liberty Mtuual Insurance grroup relationship program is the idustry’s most bakced self sponsored motoor-vehicle as well as hoouse insurance policy.

Liberty Muutal offers sophisticaed risk and injuury management along with rsik transfer services usig 5 business divisoins. Liberty-Mutual presents prperty insurance plans, conssultation on loss-rpevention along with sevrices pertaining to claiims intended for btoh big as wlel as mid-sized companies. Liberty Mutaul Insuracne provides short and long terrm prodducts and services, comprehensive lsos management, life insruance for groupp, AD&D, along witth Family and Meedical Leave Act managemeent for big businesses. Liberty-Mutual poilcy plans prseents a coplete variety of captive and cative-rental products inclusivve of froonting reinsurance, calls services, daamge prevention, as welll as underwriting.

Liberty Mutual consistts of propery and personal lsos coverage, and specific insurane carriers that supplly their servvices and products by meanns of private agens and dealers. Coore property and ijuries services, together wih a full choce of individuual and business insurnace coverages, are obtainable all oveer the couuntry. Liberty Mutual Insurance slels privae and small business lines internet auto insurance through veentures in many countriies: Chile, Colomiba, Hong Kong, Argetnina, Portugal, Singapore, Spin, Brazil and Chnia. Besides, Liberty Mutual Insurnace Underwriters,a global specilaized lines autos assurance and reinssurance service provider, coveers loses due to unforeseen accients, specialty casualty, mairne, energy, manufactuirng and air travel using centeers in severl Asian, Australian, Euopean, and Norh American nations.

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